Construction P&C risk intelligence
Complex construction risk. Clear answers. Practical next steps.
Meet QRL Advisor. Ask questions in plain language or by voice, understand what needs attention, and move directly to the relevant project, coverage issue, or recommended action, from a single project to multi-billion-dollar programs.
01 / The gap
Everyone underwriting your risk can model it. You're the only party at the table without the view.
Carriers run predictive loss models. Brokers run placement analytics. Both arrive at your renewal knowing more about your risk than you do. The contractor, the party actually carrying the exposure and funding the losses, is left with spreadsheets and instinct. QRL closes that asymmetry.
Carriers
Predictive loss modelsModel the exposureBrokers
Placement analyticsEvaluate the marketContractors
Spreadsheets and instinctCarry the exposure and fund the losses02 / Platform
See the whole picture before you take the risk.
QRL brings finance, risk, operations, and contracts together around one number: your true total cost of risk. Understand what you’re paying to transfer risk, what you’re retaining, and the real cost of the capital supporting those decisions.
Before you take on a project, agree to contract terms, change your retention, or renew your coverage, see how that decision affects both your exposure and your bottom line.
Find exposures before they become losses.
Identify coverage gaps, unmet contract requirements, and changing project conditions while there’s still time to respond. Give your broker a clear view of where your program needs attention.
Match retained risk to your financial capacity.
Evaluate loss assumptions, retentions, and capital requirements against what your business can carry. Compare financing options using your real cost of capital and tolerance for volatility.
Understand the cost before you commit.
See how a new project, contract, renewal, or retention decision changes your total cost of risk. Weigh the financial impact alongside the exposure before you decide.
Give every discipline the same financial picture.
Bring policies, contracts, projects, and financial analysis together. Finance, operations, risk teams, and your broker can work from shared information and trace the numbers to their supporting inputs.
Ask the question. Understand the numbers. Know your next step.
QRL Advisor lets you explore the analysis in plain language or by voice, see the evidence behind it, and move directly to the relevant project, finding, or recommended action.
QRL’s calculation engines produce the numbers. AI explains the results. Advisor grounds its responses in your authorized data, QRL calculations, and supporting evidence. It does not invent risk scores.
How a material change reaches you
Issued for an active project site, or a change detected within the project file itself
Flagged against the project's risk position
Client control panel, email, and text
Risk and coverage adequacy reviewed, allowing immediate intervention to avoid unnecessary losses or injury
03 / Why it's different
The same risk program, priced two ways.
Standard cost-of-risk models value the capital you set aside to retain risk at a frictional rate, often near 1%. But that capital is yours, and it carries your cost of capital, typically 10 to 25% for a construction firm.
On an illustrative $2,000,000 of capital held against retained risk, the standard view shows a carrying cost of $20,000. Priced at your real cost of capital, the true carrying cost is $360,000. That's a difference of $340,000 the standard model never puts on the page.
04 / Who it's for
Construction contractors, from mid-market to enterprise. Delivered through your broker.
QRL supports construction firms from the mid-market through enterprise scale, including complex projects and programs measured in billions. We bring a quantified, defensible view to the risk retained across your business, whether you are building your first sophisticated risk program or managing a mature enterprise portfolio.
We work through brokers, not around them. QRL gives your broker a sharper, quantified view to bring to your program. It's built to make that relationship better, not to replace it.
05 / For brokers and contractors
Better risk decisions, together.
QRL gives contractors a clearer view of their true total cost of risk and gives brokers the analysis to help them act on it. Both work from the same information, making conversations about coverage, retention, and financing more productive.
Talk with us06 / About
Built to bring carrier-grade analytics to the contractors who need it most.
Quantus Risk Logic is an independent risk-intelligence company giving construction contractors a quantitative, defensible view of the risk they carry and the true cost of financing it. We serve firms from the mid-market through billion-dollar enterprise projects.
Leads Quantus Risk Logic. For partnership, broker, and evaluation inquiries: info@qrisklogic.com.
LinkedIn ↗Quantus Risk Logic was co-founded on a concept originated and architected by Lori Robinett, a construction risk executive with more than 25 years structuring and placing insurance for some of the most complex construction programs in the country. She led the National Project Insurance Practice at Willis and served as Managing Director of Aon's Texas Construction Group, directing stewardship for Aon's largest and most sophisticated clients and public-private partnerships. She later led complex-risk brokerage for NFP's Central Region.
As the visionary and architect behind the platform, she conceived a proprietary data-system blueprint for property & casualty risk assessment. This framework turns decades of placement expertise into quantitative, decision-ready risk intelligence. That architecture became the foundation of the QRL platform. Following her early retirement from the industry, its continued development and day-to-day operations are led by Mike Robinett.
Your risk picture, wherever you work.
Access QRL Advisor, your dashboard, and projects with touch-friendly navigation. No separate app is required. Use current Safari on iPhone and iPad, or Chrome and Edge on Android, with an up-to-date operating system.
07 / Contact
Let's talk.
Whether you're a broker, a contractor, or evaluating QRL for a partnership, we'd like to hear from you.